Request Loan

Submit a structured loan request based on your verified wallet and profile

Wallet verification required before requesting a loan

To protect you and the platform, the Request Loan section is only fully available once your wallet has been verified on Borrow & Calculators. This ensures that any amount you request is realistic for your holdings and wallet behaviour.

  • Complete identity checks on Verify Access first.
  • Go to Borrow & Calculators and connect your wallet.
  • Test collateral and non-collateral ranges and confirm your wallet is eligible.
  • Return here once your status shows as wallet-verified in My Account.

The request form is displayed behind this notice with a soft blur so you can see what will be required. Once your wallet is verified, this notice will be removed and the form will become fully interactive.

Loan request details

Use this form to tell Ethereum Bliss exactly what you are asking for. In a live build, these fields feed into an internal review process that combines your identity profile, wallet behaviour and the ratios you explored on the calculators.

In a real environment, this would be read directly from your wallet connection rather than typed manually.

On this portfolio version, submitting the form will not trigger a live facility. In a production setup, you would see a status update inside My Account and, if approved, a disbursement schedule for withdrawals to your connected wallet.

Summary & guidance

Use this summary as a final check before you submit anything. If any part of your plan feels tight or uncertain, consider reducing the amount or extending the timeframe where the platform allows it, instead of pushing to the edge of what your wallet can support.

Collateral loans (secured)

For people and businesses who hold ETH and are comfortable locking part of it as security. You borrow a percentage of the ETH you lock, and your exposure to Ethereum remains. This is typically the most stable structure and is suitable for individuals, students and businesses who want clearer protection margins.

  • Backed by ETH locked against your facility.
  • Lower relative risk for both you and the platform.
  • Best for people who intend to hold Ethereum over the long term.

Non-collateral loans (wallet-based)

For strong, well-behaved wallets that prefer not to lock ETH. Limits rely on value, age and real activity in your wallet. Pricing is higher and discipline is critical because no separate collateral vault is securing the facility.

  • Based on wallet value, history and behaviour.
  • Higher sensitivity to late or missed payments.
  • Repeated issues can lead to a permanent ban and may trigger legal steps where needed.

Special circumstances

Life happens. If something changes – job loss, delayed income, unexpected expenses – and you realise you will not be able to repay on time, you must contact support proactively. Where possible, the team will work with you to extend or adjust the timeframe instead of letting the loan fall into avoidable default.

For higher-value business facilities, particularly those approaching or above USD 500,000, final discussions and onboarding are completed in person in the UAE after an appointment is booked via WhatsApp on the Visit Us page.