No upfront fees – important safety notice
Ethereum Bliss does not charge any upfront fee to review or approve a loan. You never pay a “release fee”, “processing fee” or “activation fee” before receiving funds. If anyone asks you to pay money first, they are not following Ethereum Bliss rules.
- No upfront fee: You do not send money to Ethereum Bliss, to an agent or to any wallet as a condition for your loan to be approved or released.
- Online agents exist, but they cannot ask for fees: Ethereum Bliss uses online support agents, but genuine agents will always direct you to use the platform flow (My Account, Verify Access, Borrow & Calculators, Request Loan) and will never ask you for an upfront payment.
- Your wallet balance is not a fee: The ETH and other assets in your own wallet remain yours at all times. They are used to calculate eligibility, collateral and limits – they are not an “upfront fee” or a payment to Ethereum Bliss.
- Be careful with anyone asking for extra steps: If a person claiming to be an Ethereum Bliss agent asks you to pay any amount before your loan is released, do not pay. Contact support via the Contact page or the WhatsApp link on this site.
If you are ever unsure, stop and reach out to support. Real Ethereum Bliss staff will always guide you through the official process and will never pressure you to send money first.
From account creation to loan in your wallet – step by step
Every borrower follows the same structure: you create an Ethereum Bliss account, verify who you are, connect the wallet you actually use, enter your desired loan amount in the calculators and let Ethereum Bliss check if your wallet balance and behaviour qualify. Empty wallets are disqualified immediately. Verified accounts with strong history move faster, while newer profiles go through a longer review.
1. Create your Ethereum Bliss account
Your journey starts on My Account. You create an Ethereum Bliss account with your name, email and password. This is where you see loan status, notifications and repayment information. You must be signed in here before you can verify your identity or connect a wallet.
The same account is used for personal, student and business borrowing. It keeps your loan history, wallet connection and repayment record in one place.
2. Verify your identity on Verify Access
After signing in, move to Verify Access. Here you complete identity verification (KYC) using government-issued ID and requested details. This proves who you are and builds a trusted base for future borrowing.
Once your identity is verified, your profile is ready for the next stage: connecting your digital wallet and setting realistic limits based on your holdings and behaviour.
3. Go to Borrow & Calculators and enter your loan amount
When identity is approved, you go to Borrow & Calculators. Here you connect your Ethereum wallet, choose the loan type (collateral or non-collateral) and enter your desired loan amount in the calculators.
Ethereum Bliss checks your wallet value, age and on-chain activity. Wallets with no balance are immediately disqualified. Old accounts with strong activity have higher chances of passing quickly, while newer or quiet wallets go through more checks.
Detailed loan journey from request to funding
- Create your Ethereum Bliss account: Start on My Account, where you register and sign in. Without an account, you cannot complete identity checks, connect a wallet or request a loan.
- Verify your identity on Verify Access: On Verify Access, submit your government-issued ID and requested details so KYC can be completed. This links your profile to a verified person, student or business.
- Go to Borrow & Calculators and connect your wallet: With identity approved, move to Borrow & Calculators, connect your Ethereum wallet and enter the loan amount you want. Ethereum Bliss compares your request with your actual holdings and activity. Wallets with zero balance or clearly insufficient value are rejected immediately.
- Wallet verification and limit setting: If the checks pass, your wallet is marked as verified and connected to your Ethereum Bliss profile. Your limits are sized using clear rules – collateral loans use your locked ETH, non-collateral loans use your wallet value and behaviour.
- Unlock the Request Loan page: After wallet verification, Request Loan becomes fully available. Before this, visiting the page only shows a message that you must verify your wallet first, with the page visible in the background but not active.
- Submit your loan request: On Request Loan, choose your loan type (collateral or non-collateral), confirm the amount within your range and select whether it is a personal, student or business facility. You then submit the request for review.
- Decision speed based on your history: Old accounts and wallets with high, healthy activity are usually processed faster and can often receive a decision and funding within around 5 hours. Newer profiles and low-activity wallets may require extra checks and can take up to around 48 hours for a decision and funding.
- Funds available in your Ethereum Bliss account: Once approved, the loan amount is recorded against your Ethereum Bliss account. You then choose to withdraw to your verified, connected wallet. Funds only move to the wallet that passed verification.
- Withdraw from Ethereum Bliss to your wallet and then to your bank: After the balance appears in your wallet, you can move it to an exchange such as Binance and use P2P to sell crypto and receive local currency in your bank account (more details in the Q&A below). This is not an upfront fee – it is your loan money, and you stay in control.
- Repay according to the agreed schedule: You repay on the schedule linked to your product. Missing payments without contacting support can lead to bans and, where needed, legal steps. If you know in advance that you will struggle, you are expected to contact support early to discuss options.
Your responsibilities as a borrower
- Use a wallet you fully control and protect your recovery phrase and private keys. Ethereum Bliss will never ask for your seed phrase or private keys.
- Make sure your wallet is not empty. Your wallet should hold at least the amount you want to borrow, and often more, to pass checks quickly.
- Do not attempt to bypass limits using multiple wallets, VPNs or new devices. This can lead to an immediate, permanent ban and may trigger legal action.
- Track your repayment dates closely and contact support early if there is a genuine issue. Extensions or restructures are only considered when you engage before a payment is missed.
- Read the details across Overview, Loan Rates, Loan Options and Borrow & Calculators so you understand how each product works before requesting funds.
In return, Ethereum Bliss gives you a crypto-first lending experience with clear steps, predictable timing and transparent rules from your first account login to final repayment – always without any upfront loan fee.